Пример готового реферата по предмету: Английский язык
Содержание
INTRODUCTION3
1. The Duties of Financial Specialist 4
2. How private financiers see development and business growth6
3. Education as a way of business growth and development 11
CONCLUSIONS18
BIBLIOGRAPHY19
Выдержка из текста
Introduction
Financial specialist, also called securities specialist and investment specialist, work for banks, insurance companies, mutual and pension funds, securities firms, and other businesses, helping these companies or their clients make investment decisions.
The financial specialist occupation typically attracts people that have a talent for sales. Financial specialists mostly sell products and services for financial institutions. However, they do more than just make sales. They help their clients determine short-term and long-term financial goals. Some financial specialists also offer their clients insurance.
Financial specialist often assesses the firm’s:
- 1. Profitability – its ability to earn income and sustain growth in both short-term and long-term. A company’s degree of profitability is usually based on the income statement, which reports on the company’s results of operations.
2. Solvency – its ability to pay its obligation to debtors and other third parties in the long-term.
3. Liquidity – its ability to maintain positive cash flow, while satisfying immediate obligations. Both 2 and 3 are based on the company’s balance sheet, which indicates the financial condition of a business as of a given point in time.
4. Stability – the firm’s ability to remain in business in the long run, without having to sustain significant losses in the conduct of its business.
Assessing a company’s stability requires the use of both the income statement and the balance sheet, as well as other financial and non-financial indicators.
Список использованной литературы
1.Akmaldinova O. M., Anpilogova T. V., Panasenko G. B., Tkachenko S. I.. Globalization and Financial Activity. — К., 2008. — 86 p.
2.Block Stanley B., Hirt Geoffrey A.. Foundations of financial management. — 9. ed. — Boston etc. : McGraw-Hill: Irwin, 2000. — XXX, 682p.
3.Booth Elizabeth B.. Financial management. — 3. ed. — Boston etc. : McGraw-Hill, 2002. — IV, 662 p.
4.Danos Paul P., Imhoff Eugene A. Study guide for use with introduction to financial accounting / Karen S Bird (prepar.).
- 2. ed. — Burr Ridge, Illinois etc. : Irwin, 1994. — IV, 236 p.
5.Development and institutional reform of financial markets: issues and policy options for the ESCWA region / Economic and Social Commission for Western Asia. — New York : UN, 2004. — iv, 55 p.
6.Eun Cheol S., Resnick Bruce G.. International financial management. — Boston etc. : Irwin: McGraw-Hill, 1998. — 551p.
7.Improving financial education and awareness on insurance and private pensions / Organization for economic co-operation and development. — Paris : OECD Publishing, 2008. — 156p.
8.Finger K. Michael, Schuknecht Ludger. Trade, finance and financial crises. — Geneva : World Trade Organization, 1999. — iv, 61 p.
9.Johnson Hazel J.. Financial institutions and markets: A global perspective. — N.Y. etc. : McGraw-Hill, 1993. — 560 p.
10.http://www.actuaries.org.uk
11.http://www.cfainstitute.org
12.http://web.aciia.org
13.http://www.treasurers.org
